One of Canada's biggest lenders will be raising rates on several of its mortgages starting Friday.

Royal Bank of Canada says its special offer five-year fixed mortgage goes up one-tenth of a point to 3.04 per cent.

It noted that the changes don't apply to its posted mortgage rates, which are typically higher than special offer rates.

Several other special offer mortgage rates from RBC will also rise by 0.10 per cent on Friday but the amount of annual interest charged will depend on whether the term is for two, three or four years.

RBC is also raising the rate for a variable five-year mortgage by 0.15 per cent as of Friday.